For borrowers
A smarter way
to solve your mortgage.
Different goals. Different situations. More options.
Shawn helps you compare what actually makes sense for your situation.
Mortgage loan originator
Shawn Way
Senior Vice President, West Capital Lending
Leads The Masters
Real guidance. More options. A better way forward.
Whether you’re buying, refinancing, using equity, investing, or just need a second look — it starts with a conversation.
Since 2012in mortgage
#1The Masters at WCL
in 2025
in 2025
$1.3Bfunded by The Masters
in 2025
in 2025
6,000+team loans funded
in 2025
in 2025
4.92 / 595 verified
borrower reviews
borrower reviews
Team results: WCL recognition, December 2025. Reviews: Experience.com, September 7, 2026.
A smarter way
For loan officers
Get around Shawn.
Hear the calls. Get real access. Learn a proven process from someone who still does the work.
Explore Loan Officer Opportunities
Should I pay points?
Real explanations. Real numbers. Real answers.
Mortgage decisions
are rarely one-size-fits-all.
Shawn breaks down the real tradeoffs with clear examples. Start with one of the most common questions: should you pay points?
Historical educational example, not current pricing.
Watch the full explanationA lower rate.
A better decision?
A better decision?
The answer starts
with your plans.
Real people. Real experiences.
What borrowers say
about working with Shawn.
He explains, he responds, and he helps find a way forward. Here’s what borrowers remember.
Read All ReviewsThey took the time to explain my options, answer every question, and made sure I understood how everything worked before I made any decisions.
Shawn was incredibly responsive and communicative. Everytime something came up or I was confused he spent time talking through it and problem solving with me.
From start to finish they were quick with responses, honest with their answers, and extremely helpful for this first time home buyer.
Shawn Answers
Straight answers to
real mortgage questions.
Clear explanations, real examples, and the factors that actually matter.
Explore All Answers
Should I pay points?
The lower payment is only half the calculation. The other half is time.
Read or watchHELOC or cash-out?
Compare what changes, what stays, and the cost of each structure.
Read or watch
Using equity with a low mortgage rate
A low first-mortgage rate matters. So does the rest of your situation.
Read or watch
Ready to talk?
Let’s find the right path forward.
Borrower or loan officer — it starts with a conversation.