/* Reference-led V2. Shared styles extend the retained twelve-route site. */
:root{--ink:#10213b;--navy:#092d49;--muted:#475568;--line:#dce1e6;--wash:#f4f6f8;--accent:#164d6b;--serif:Georgia,"Times New Roman",serif}
body{font-size:16px;line-height:1.55;color:var(--ink)}
.wrap{width:min(1280px,calc(100% - 112px))}.wide-wrap{width:min(1456px,calc(100% - 32px));margin-inline:auto}
.site-header{height:78px;border-bottom:1px solid #e9edf0;background:#fffffffa}
.brand{display:flex;flex-direction:column;gap:6px;align-items:center}.brand-name{font-size:27px;letter-spacing:.19em;white-space:nowrap}
.brand small{font-size:12px;letter-spacing:.33em;border:0;padding:0;line-height:1}
.nav{font-size:15px;gap:38px}.nav .button{min-width:186px;min-height:48px}.nav .button .arrow{display:none}
.button{background:var(--navy);border-radius:5px;min-height:49px;font-size:15px;gap:18px;box-shadow:0 2px 4px #102b4520;transition:background .15s ease,box-shadow .15s ease}
.button:hover{background:#164b6b;box-shadow:0 3px 10px #102b452e}.button.outline{background:white;color:var(--ink);border:1px solid #506174;box-shadow:none}
.ui-icon{height:23px;width:23px;flex:none;vertical-align:middle}.eyebrow{font-size:12px;letter-spacing:.18em;line-height:1.45;font-weight:500;color:var(--ink);margin:0 0 12px}
.reference-hero{position:relative;isolation:isolate;min-height:clamp(460px,35vw,590px);display:flex;align-items:center;overflow:hidden;background:#edf0ee}
.hero-scene{position:absolute;inset:0 0 0 auto;width:auto;max-width:none;height:100%;object-fit:contain;object-position:right center;z-index:-3;mask-image:linear-gradient(90deg,transparent,#000 20%);-webkit-mask-image:linear-gradient(90deg,transparent,#000 20%)}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(249,250,249,.98) 0%,rgba(249,250,249,.93) 23%,rgba(249,250,249,.76) 37%,rgba(249,250,249,.12) 55%,transparent 68%);z-index:-2}
.reference-hero-inner{padding-block:38px}.reference-hero-copy{max-width:575px;width:47%}
.reference-hero h1{font-size:clamp(48px,4.6vw,72px);line-height:1.07;letter-spacing:-.04em;margin:0 0 14px;color:#08152b}
.hero-role{font-size:21px;line-height:1.5}.hero-promise{font-size:17px;margin-top:13px}
.contact-actions{display:flex;gap:13px;align-items:stretch;margin-top:18px}.contact-actions .button{min-height:64px;line-height:1.3;font-size:15px;padding:11px 20px;gap:15px}.contact-actions .button span{display:block}.contact-actions strong{display:block;font-weight:600;white-space:nowrap}.contact-actions .ui-icon{height:25px;width:25px}
.message-button{background:#ffffff6e;color:var(--ink);border:1px solid #193c57;box-shadow:none}.message-button:hover{background:#fff;color:var(--navy)}
.hero-welcome{font-size:15px;line-height:1.5;max-width:480px;margin-top:21px;color:#28394f}
.hero-handwriting{position:absolute;right:5.5%;bottom:44px;color:#fff;font:italic 43px/1.13 "Apple Chancery","Bradley Hand",cursive;transform:rotate(-9deg);text-shadow:0 2px 12px #0006;border-bottom:1px solid #fff9;padding-bottom:12px}
.concept-caption{position:absolute;bottom:9px;right:16px;color:#fff;background:#172a3cc9;border-radius:3px;padding:3px 7px;font-size:12px;line-height:1.4;letter-spacing:0;font-weight:400}
.reference-proof{background:linear-gradient(110deg,#f4f6f8,#fff,#f4f6f8);border-bottom:1px solid #e8ebed;padding:24px 0 9px}
.proof-items{display:grid;grid-template-columns:repeat(5,1fr)}.proof-item{display:flex;gap:24px;align-items:center;padding:2px 28px;border-left:1px solid #d5dce2}.proof-item:first-child{padding-left:0;border:0}.proof-item:last-child{padding-right:0}.proof-item>.ui-icon{width:30px;height:30px;color:#092d49}.proof-item strong{font:30px/1.15 var(--serif);display:block;white-space:nowrap;letter-spacing:-.025em}.proof-item span{font-size:14px;line-height:1.4;display:block;margin-top:3px}.proof-item a{text-decoration:none}.proof-item a:hover{text-decoration:underline}.proof-attribution{font-size:12px;color:#526173;text-align:center;margin:13px auto 0;max-width:none;padding-inline:18px}
.audience-panels{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}
.audience-panel{position:relative;min-height:350px;isolation:isolate;overflow:hidden;border-radius:8px;display:flex;align-items:flex-start}.audience-panel>img,.panel-shade{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.audience-panel>img{object-position:center}.panel-shade{z-index:-1}
.borrower-panel .panel-shade{background:linear-gradient(90deg,#eaf4feef 0%,#d9edfa9e 54%,#c2e0ee22 100%)}
.panel-copy{padding:32px 42px;max-width:590px}.panel-copy h2{font-size:40px;line-height:1.07;letter-spacing:-.035em;margin-bottom:14px}.panel-copy>p:not(.eyebrow){font-size:16px;line-height:1.5;max-width:460px}.panel-copy .button{margin-top:23px;border:1px solid #ffffffd9;min-height:48px;font-size:14px}
.officer-panel{color:#fff}.officer-panel .eyebrow{color:#fff}.officer-panel .panel-shade{background:linear-gradient(90deg,#08121de3,#08121db0 57%,#08121d38)}.officer-panel .panel-copy>p:not(.eyebrow){max-width:355px}.officer-panel .button{background:#092d49bf}
.reference-teaching{display:grid;grid-template-columns:1fr 1.25fr .52fr;gap:30px;align-items:center;padding-block:24px}
.teaching-preview{position:relative;border-radius:5px;overflow:hidden;display:block;aspect-ratio:1.85;background:#1a2631}.teaching-preview>img{width:100%;height:100%;object-fit:cover;object-position:50% 42%;filter:brightness(.77)}
.play-mark{width:61px;height:61px;border-radius:50%;background:#ffffff38;backdrop-filter:blur(2px);display:grid;place-items:center;position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);border:1px solid #ffffff77;color:white}.play-mark .ui-icon{width:31px;height:31px;fill:white;stroke:white}
.preview-title{display:flex;gap:10px;align-items:center;position:absolute;bottom:0;left:0;right:0;padding:25px 15px 11px;color:white;background:linear-gradient(transparent,#081221e8);font-weight:600;font-size:15px}.preview-title .ui-icon{width:16px;height:16px;fill:white}
.teaching-copy h2{font-size:35px;letter-spacing:-.035em;line-height:1.08;margin-bottom:13px}.teaching-copy>p:not(.eyebrow){font-size:16px;color:var(--muted);margin-bottom:14px}.teaching-copy .eyebrow{font-size:12px;margin-bottom:8px;letter-spacing:.13em}
.inline-link{color:#133e60;display:inline-flex;align-items:center;gap:10px;text-decoration:underline;text-underline-offset:4px;font-size:15px;font-weight:500}.inline-link .ui-icon{width:18px;height:18px}
.teaching-aside{text-align:center;transform:rotate(-7deg)}.handwritten{font:italic 29px/1.15 "Apple Chancery","Bradley Hand",cursive;display:block}.teaching-aside p{font-size:13px;line-height:1.5;margin-top:15px;color:var(--muted)}
.reference-reviews{border-radius:8px;background:linear-gradient(105deg,#f4f4f2,#f8f8f7);padding:30px 42px 22px;display:grid;grid-template-columns:1fr 1.85fr;gap:38px;align-items:center}
.review-intro h2{font-size:35px;line-height:1.1;letter-spacing:-.03em;margin-bottom:13px}.review-intro>p:not(.eyebrow){font-size:16px;color:var(--muted);margin-bottom:17px}.review-intro .button{font-size:14px;min-height:43px;padding:8px 17px}
.review-quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.home-review{padding:17px 19px 19px;background:#ffffffdc;border:1px solid #e5e7e9;border-radius:6px;display:flex;flex-direction:column;box-shadow:0 3px 12px #1b283605}.quote-glyph{font:36px/.8 var(--serif);color:#968f80}.home-review blockquote{font-size:14px;line-height:1.45;margin-top:7px}.home-review figcaption{margin-top:auto;padding-top:17px;font-size:12px;line-height:1.4}.home-review figcaption strong{font-weight:500;display:block;margin-bottom:3px}.home-review figcaption span{display:block;color:#526073}.review-source{grid-column:1/-1;justify-self:end;font-size:12px;display:flex;gap:9px;align-items:center}.review-source .ui-icon{width:16px;height:16px}
.reference-answers{display:grid;grid-template-columns:1fr 1.8fr;gap:35px;padding-block:30px;align-items:start}.answers-intro{padding-top:9px}.answers-intro h2{font-size:34px;line-height:1.1;letter-spacing:-.03em;margin-bottom:15px}.answers-intro>p:not(.eyebrow){font-size:15px;color:var(--muted);margin-bottom:16px}
.answer-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.answer-card{text-decoration:none;display:flex;flex-direction:column;min-width:0;background:#fff;box-shadow:0 5px 20px #11253c08}.answer-card>img{width:100%;height:125px;object-fit:cover;border-radius:4px 4px 0 0}.answer-card>div{display:flex;flex-direction:column;flex:1;padding:12px 8px 13px}.answer-card h3{font:600 16px/1.25 var(--sans);margin-bottom:7px}.answer-card p{font-size:14px;line-height:1.5;color:var(--muted);margin:0 0 13px}.answer-card .inline-link{font-size:14px;margin-top:auto}.answer-card:hover h3{color:#1c6088}
.scenic-cta{position:relative;isolation:isolate;padding-block:27px;color:#fff;background:#5c6b75;overflow:hidden}.scenic-cta>img{position:absolute;width:100%;height:100%;inset:0;object-fit:cover;object-position:50% 53%;z-index:-3}.scenic-cta:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#122b43b8 0%,#23405965 42%,#e7edecee 76%,#eef2f3dc);z-index:-2}.scenic-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.scenic-cta h2{font-size:34px;line-height:1.13;max-width:530px;letter-spacing:-.035em}.scenic-cta-inner>div>p:first-child{font:23px var(--serif);margin-bottom:7px}.scenic-cta .contact-actions{margin-top:0}.scenic-cta .message-button{background:#f8faf6c9}.scenic-cta .cta-note{font-size:13px;color:#10213b;margin-top:11px;text-align:center}
.footer{background:#f9fafc;padding:25px 0 20px;font-size:12px;line-height:1.5}.footer-top{margin-bottom:18px;align-items:center;gap:22px}.footer .brand{display:inline-flex;align-items:start}.footer .brand-name{font-size:24px}.footer-nav{font-size:14px;gap:25px}.footer p{margin-top:9px}.footer-bottom{margin-top:14px;padding-top:14px}.footer-top>div>p{font-size:12px}
/* Carry the reference's compact, photographic character through retained routes. */
body:not([data-page="/"]) h1{font-size:clamp(40px,5vw,64px)}
body:not([data-page="/"]) h2{font-size:clamp(30px,3vw,43px)}
.section{padding-block:64px}.page-intro{padding-top:42px;padding-bottom:40px}.page-intro .lede{font-size:19px;line-height:1.6}.article-aside,.form,.callout,.decision-result{border-radius:7px}.photo-doc img{border-radius:6px}.lo-working-photo img{border-radius:6px}.lo-opening{padding-top:14px}.lo-proof{margin-top:22px}.breadcrumb{font-size:13px}
.answer-row h3{font-size:25px}.answer-row{padding-block:25px}.reading{font-size:17px;line-height:1.75}
@media(min-width:1600px){.panel-copy{padding-left:50px;padding-top:40px}.audience-panel{min-height:370px}.reference-teaching{padding-block:30px}}
@media(max-width:1199px){.wrap{width:calc(100% - 80px)}.nav{gap:25px}.nav .button{min-width:145px}.reference-hero-copy{width:51%;max-width:520px}.hero-role{font-size:18px}.hero-promise{font-size:16px}.contact-actions .button{padding-inline:14px;gap:11px}.proof-item{padding-inline:18px;gap:16px}.proof-item strong{font-size:26px}.proof-item span{font-size:13px}.proof-item>.ui-icon{width:26px;height:26px}.panel-copy{padding:28px 30px}.panel-copy h2{font-size:34px}.audience-panel{min-height:335px}.reference-teaching{grid-template-columns:1fr 1.35fr;gap:25px}.teaching-aside{display:none}.teaching-copy h2{font-size:31px}.reference-reviews{padding:28px;gap:24px;grid-template-columns:1fr 1.85fr}.review-intro h2{font-size:30px}.home-review{padding:15px}.reference-answers{grid-template-columns:1fr 1.9fr;gap:25px}.answers-intro h2{font-size:29px}.scenic-cta h2{font-size:30px}}
@media(max-width:950px){.wrap{width:calc(100% - 48px)}.nav{gap:17px}.brand-name{font-size:23px}.nav .button{min-width:120px;padding-inline:14px}.reference-hero{min-height:455px}.reference-hero-copy{width:54%}.hero-shade{background:linear-gradient(90deg,#f8faf9f5,#f8faf9e6 33%,#f8faf985 51%,transparent 75%)}.hero-role{font-size:17px}.hero-welcome{font-size:14px}.hero-handwriting{right:4%;font-size:34px}.contact-actions .button{font-size:14px;gap:10px;padding-inline:13px}.contact-actions .ui-icon{width:22px;height:22px}.proof-item{padding-inline:13px;gap:11px}.proof-item strong{font-size:24px}.proof-item>.ui-icon{width:23px;height:23px}.proof-items{width:calc(100% - 32px)}.panel-copy{padding:25px}.panel-copy h2{font-size:32px}.panel-copy .button{font-size:13px;padding-inline:13px;gap:8px}.panel-copy>p:not(.eyebrow){font-size:15px}.reference-reviews{grid-template-columns:1fr}.review-intro{display:grid;grid-template-columns:1fr 1fr;gap:0 25px;align-items:start}.review-intro .eyebrow{grid-column:1/-1}.review-intro h2{grid-row:2/4}.review-intro .button{justify-self:start}.reference-answers{grid-template-columns:1fr}.answers-intro{display:grid;grid-template-columns:1fr 1fr;gap:0 25px}.answers-intro .eyebrow{grid-column:1/-1}.answers-intro h2{grid-row:2/4}.answer-card>img{height:150px}.scenic-cta-inner{gap:20px}.scenic-cta .contact-actions .ui-icon{display:none}.scenic-cta h2{font-size:27px}.scenic-cta .cta-note{max-width:300px}}
@media(max-width:700px){
  .wrap{width:calc(100% - 40px)}.wide-wrap{width:calc(100% - 24px)}.site-header{height:70px}.brand-name{font-size:22px}.brand small{font-size:12px;letter-spacing:.28em}.menu-toggle{display:block;min-height:44px;padding:10px 15px;border-radius:4px;border:1px solid var(--line);background:#fff;font-size:14px;color:var(--ink)}
  .nav{display:none}.nav.open{display:flex;position:absolute;top:70px;left:0;right:0;padding:16px 20px 23px;background:#fff;align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:0 8px 20px #1232}.nav.open>a{padding:13px 10px;font-size:16px}.nav.open>.button{margin-top:8px;min-height:49px}
  .reference-hero{display:flex;flex-direction:column;align-items:stretch;min-height:0;overflow:visible;background:#f8f9f8}.hero-scene{position:relative;inset:auto;width:100%;height:285px;mask-image:none;-webkit-mask-image:none;object-fit:cover;object-position:77% 42%;order:0;z-index:0}.hero-shade{display:none}.reference-hero-inner{order:1;padding-block:22px 25px}.reference-hero-copy{width:100%;max-width:none}.reference-hero h1{font-size:48px;margin-bottom:11px}.reference-hero .eyebrow{margin-bottom:6px;font-size:12px}.hero-role{font-size:16px;line-height:1.5}.hero-promise{font-size:16px;margin-top:12px;max-width:320px}.hero-welcome{font-size:14px;margin-top:15px;line-height:1.6}.hero-handwriting{display:none}.reference-hero>.concept-caption{top:260px;bottom:auto;right:8px;font-size:12px}.contact-actions{gap:9px;margin-top:17px}.contact-actions .button{padding:10px 12px;flex:1;font-size:14px;gap:9px;min-height:60px}.contact-actions .ui-icon{width:20px;height:20px}.contact-actions .message-button{background:white}
  .reference-proof{padding-top:12px}.proof-items{width:calc(100% - 32px);grid-template-columns:1fr 1fr}.proof-item{padding:15px 13px;gap:19px;border:0;border-bottom:1px solid #dce2e6;justify-content:start}.proof-item:first-child{padding-left:13px}.proof-item:nth-child(2n){border-left:1px solid #dce2e6}.proof-item:last-child{grid-column:1/-1;justify-content:center;border:0;padding-top:18px}.proof-item strong{font-size:25px}.proof-item span{font-size:13px}.proof-item>.ui-icon{width:28px;height:28px}.proof-attribution{font-size:12px;line-height:1.5;margin-top:5px;padding-bottom:6px}
  .audience-panels{grid-template-columns:1fr;gap:12px;margin-top:12px}.audience-panel{min-height:350px}.panel-copy{padding:27px 23px 34px}.panel-copy h2{font-size:34px;line-height:1.07}.panel-copy>p:not(.eyebrow){font-size:16px;line-height:1.5}.panel-copy .button{font-size:14px;margin-top:23px;gap:12px;min-height:48px;padding-inline:14px}.borrower-panel .panel-shade{background:linear-gradient(90deg,#ecf6fff2,#e4f2ffc9 58%,#e4f2ff55)}.officer-panel .panel-copy{padding-top:36px}.officer-panel .panel-shade{background:linear-gradient(90deg,#0c1825e8,#0c1825b3 80%)}.officer-panel .concept-caption{font-size:12px}.panel-copy .eyebrow{font-size:12px}
  .reference-teaching{grid-template-columns:1fr;padding-block:25px;gap:20px}.teaching-preview{aspect-ratio:1.8}.teaching-copy h2{font-size:32px}.teaching-copy .eyebrow{font-size:12px;line-height:1.6}.teaching-copy>p:not(.eyebrow){font-size:16px}.teaching-aside{display:none}
  .reference-reviews{padding:25px 20px;gap:22px}.review-intro{display:block}.review-intro h2{font-size:32px}.review-intro>p:not(.eyebrow){font-size:16px}.review-quotes{grid-template-columns:1fr;gap:12px}.home-review{padding:20px}.home-review blockquote{font-size:16px;line-height:1.6}.home-review figcaption{padding-top:15px;font-size:13px}.review-source{font-size:12px;justify-self:start;line-height:1.5;margin-top:4px}
  .reference-answers{gap:20px;padding-block:28px}.answers-intro{display:block}.answers-intro h2{font-size:32px}.answers-intro>p:not(.eyebrow){font-size:16px}.answer-cards{grid-template-columns:1fr;gap:17px}.answer-card{display:grid;grid-template-columns:120px 1fr;box-shadow:none;border-bottom:1px solid var(--line);padding-bottom:17px;gap:15px}.answer-card>img{height:120px;width:120px;border-radius:5px}.answer-card>div{padding:0}.answer-card h3{font-size:16px}.answer-card p{font-size:14px}.answer-card .inline-link{font-size:14px}
  .scenic-cta{padding-block:29px 25px}.scenic-cta-inner{display:block}.scenic-cta:before{background:linear-gradient(180deg,#0c2a46bd,#203c5799)}.scenic-cta h2{font-size:33px;max-width:350px;margin-bottom:22px}.scenic-cta-inner>div>p:first-child{font-size:22px}.scenic-cta .contact-actions .ui-icon{display:block}.scenic-cta .cta-note{color:white;font-size:13px;max-width:none;margin-top:15px}.scenic-cta .message-button{background:#fafaf3f0}
  .footer{padding:26px 0}.footer-top{display:block}.footer-nav{margin-top:20px;font-size:14px;gap:17px}.footer-bottom{display:block;font-size:12px}.footer-bottom>span{display:block;margin-bottom:10px}.footer .brand-name{font-size:23px}.section{padding-block:42px}.page-intro{padding-top:30px;padding-bottom:30px}.page-intro .lede{font-size:17px}body:not([data-page="/"]) h1{font-size:39px}.lo-opening{padding-top:0}.reading{font-size:16px}
}
@media(max-width:370px){.wrap{width:calc(100% - 32px)}.contact-actions .button{font-size:13px;gap:7px;padding-inline:9px}.contact-actions .ui-icon{width:18px;height:18px}.reference-hero h1{font-size:43px}.panel-copy{padding-inline:20px}.panel-copy h2{font-size:31px}.panel-copy .button{font-size:13px;gap:8px;padding-inline:10px}.answer-card{grid-template-columns:100px 1fr}.answer-card>img{width:100px;height:115px}}
@media(prefers-reduced-motion:reduce){.button{transition:none}}

.teaching-copy .teaching-disclosure{font-size:12px;margin-bottom:10px;line-height:1.5;color:#526073}
@media(min-width:701px) and (max-width:950px){.hero-scene{width:72%;height:100%;object-fit:cover;object-position:75% top;mask-image:linear-gradient(90deg,transparent,#000 20%);-webkit-mask-image:linear-gradient(90deg,transparent,#000 20%)}.hero-shade{background:linear-gradient(90deg,#f8faf9 0%,#f8faf9f2 32%,#f8faf9b3 45%,#f8faf940 60%,transparent 76%)}}
@media(max-width:370px){.proof-items{grid-template-columns:repeat(2,minmax(0,1fr))}.proof-item,.proof-item:first-child{padding:12px 6px;gap:8px;min-width:0}.proof-item>.ui-icon{width:22px;height:22px}.proof-item strong{font-size:21px}.proof-item span{font-size:12px}.proof-item:last-child{padding-top:15px}}

/* A single decision path, followed by clearly secondary reference material. */
.mortgage-intro{padding:34px 0 32px;max-width:850px}.mortgage-intro .breadcrumb{margin-bottom:24px}.mortgage-intro h1{font-size:clamp(38px,4.1vw,58px);line-height:1.05;max-width:22ch}.mortgage-intro .lede{font-size:18px;margin:18px 0 0;max-width:62ch}
.decision.guided-decision{display:block;padding:0}.step-heading{display:flex;align-items:center;gap:13px;margin-bottom:20px}.step-number{display:grid;place-items:center;flex:none;width:34px;height:34px;border:1px solid #c9d2da;border-radius:50%;font-size:12px;letter-spacing:.05em}.step-heading .eyebrow{margin:0;font-size:11px}.guided-decision .step-heading h2{font-size:28px;margin:3px 0 0}.guided-decision .choices{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.guided-decision .choice{border:1px solid #d9e0e6;border-radius:6px;padding:17px 35px 17px 20px;background:#fff;font-size:17px}.guided-decision .choice small{font-size:12px;color:#536172}.guided-decision .choice[aria-pressed="true"]{background:#102d46;border-color:#102d46}.guided-decision .choice[aria-pressed="true"] small{color:#e4edf3}.choice-help{font-size:12px;color:#566173;margin:12px 0 27px}
.guided-decision .decision-result{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(270px,1fr);gap:0;padding:0;border:1px solid #d7dfe3;border-radius:8px;background:#f5f7f7;overflow:hidden;scroll-margin-top:25px}.comparison-main{padding:28px 34px 30px}.comparison-main .step-heading{margin-bottom:18px}.selected-goal{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#536476;margin:0 0 9px!important}.guided-decision #result-heading{font-size:clamp(26px,2.5vw,35px);max-width:29ch;line-height:1.13;margin:0}.guided-decision .result-body{margin-top:18px}.guided-decision #result-compare{font-size:16px;line-height:1.65;max-width:64ch}.guided-decision .decision-context{margin:23px 0 10px}.guided-decision .field-label{display:block;font-size:13px;margin:0 0 8px}.guided-decision .field-label span{font-weight:400;color:#626e7a;margin-left:6px}.guided-decision .select{max-width:370px;background:#fff}.guided-decision .structure-details{border-color:#d7dfe3;padding:14px 0}.guided-decision #result-answer{font-size:13px;margin-top:12px}.guided-decision #result-context{font-size:13px;line-height:1.55;margin:0;padding-bottom:0}.guided-decision .conversation-question{margin:0;border:0;background:#102d46;color:#fff;padding:28px 30px;display:flex;flex-direction:column;align-items:flex-start}.conversation-question .step-heading{margin-bottom:40px}.conversation-question .step-number{border-color:#6d8497}.guided-decision .conversation-question .eyebrow{color:#dce8ef}.guided-decision .conversation-question h2{font-size:29px;color:#fff;margin-bottom:16px}.guided-decision .conversation-question #result-question{font:18px/1.65 var(--sans);margin:0 0 28px}.guided-decision .conversation-question .button{background:#fff;color:#102d46;border-color:#fff;margin-top:auto;min-height:48px}.guided-decision .conversation-note{font-size:12px;color:#dce8ef;line-height:1.5;margin:14px 0 0}.decision-disclaimer{font-size:12px;color:#596777;margin:15px 0 0;max-width:80ch}
.mortgage-library{margin-top:58px;padding:32px 0;border-top:1px solid #dce2e7;border-bottom:1px solid #dce2e7}.library-intro{display:flex;align-items:center;justify-content:space-between;gap:25px}.library-intro h2{font-size:32px;margin:0 0 10px}.library-intro p{font-size:15px;margin:0}.library-intro .eyebrow{margin-bottom:9px}.library-intro .button{flex:none;font-size:13px}.family-disclosure{margin-top:24px}.family-disclosure summary{font-size:13px;font-weight:600;cursor:pointer}.family-disclosure .family-preview{margin:20px 0 0}.family-disclosure .family-preview h3{font-size:22px}.mortgage-resources{display:grid;grid-template-columns:1.65fr 1fr;gap:38px;padding:42px 0 54px}.mortgage-teaching{display:grid;grid-template-columns:150px 1fr;gap:24px;align-items:center}.resource-image img{height:205px;width:150px;object-fit:cover;border-radius:5px}.mortgage-resources h2{font-size:29px;margin-bottom:15px}.mortgage-resources p{font-size:14px}.mortgage-resources .eyebrow{font-size:10px}.mortgage-resources .text-link{font-size:13px}.mortgage-resources .inline-note{font-size:11px;margin-top:10px}.second-look{padding-left:30px;border-left:1px solid #dce2e7}
/* Present the real office interview at a size its source can support. */
.lo-working-photo{width:min(100%,375px);justify-self:center}.lo-working-photo img{width:100%;height:auto;object-fit:contain}.lo-working-photo figcaption{max-width:34ch}.contact-portrait{margin:0 0 26px;display:flex;align-items:center;gap:23px}.contact-portrait img{width:175px;height:auto;border-radius:7px}.contact-portrait figcaption{display:flex;flex-direction:column;gap:8px;font-size:13px;line-height:1.5;color:#4d5b6c}.contact-portrait strong{font:30px/1.1 var(--serif);color:var(--ink)}
@media(max-width:900px){.guided-decision .decision-result{grid-template-columns:minmax(0,1.4fr) minmax(230px,1fr)}.comparison-main{padding:26px}.guided-decision .conversation-question{padding:26px}.mortgage-resources{grid-template-columns:1fr;gap:25px}.second-look{border-left:0;border-top:1px solid #dce2e7;padding:25px 0 0}.contact-portrait{align-items:flex-start;flex-direction:column;gap:15px}}
@media(max-width:700px){.mortgage-intro{padding-top:26px;padding-bottom:28px}.mortgage-intro h1{font-size:38px!important}.mortgage-intro .lede{font-size:16px}.guided-decision .choices{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.guided-decision .choice{font-size:15px;padding:15px 26px 15px 12px}.guided-decision .choice small{font-size:11px}.guided-decision .choice-arrow{right:10px;top:17px}.guided-decision .decision-result{grid-template-columns:1fr}.comparison-main{padding:24px 21px}.guided-decision #result-heading{font-size:29px}.guided-decision .conversation-question{padding:24px 21px}.conversation-question .step-heading{margin-bottom:22px}.guided-decision .conversation-question #result-question{font-size:17px;margin-bottom:22px}.guided-decision .conversation-question .button{margin-top:0}.library-intro{display:block}.library-intro .button{margin-top:20px}.mortgage-library{margin-top:36px;padding:26px 0}.library-intro h2{font-size:29px}.mortgage-teaching{grid-template-columns:100px 1fr;gap:17px}.resource-image img{width:100px;height:180px}.mortgage-resources h2{font-size:25px}.mortgage-resources{padding:32px 0}.contact-portrait{flex-direction:row;align-items:center;gap:18px}.contact-portrait img{width:135px}.contact-portrait strong{font-size:26px}.lo-working-photo{width:min(100%,375px)}}
@media(max-width:360px){.mortgage-teaching{grid-template-columns:1fr}.resource-image img{width:100%;height:150px}.contact-portrait{gap:12px}.contact-portrait img{width:105px}.contact-portrait figcaption{font-size:12px}}

/* Mortgage: choose a goal, then read one focused guide. */
.mortgage-journey{padding-bottom:38px}.mortgage-journey [hidden]{display:none!important}
.mortgage-journey>.breadcrumb{margin:30px 0 24px}
.mortgage-masthead{scroll-margin-top:150px;display:grid;grid-template-columns:1.4fr 1fr;align-items:center;gap:70px;padding:0 0 36px}
body[data-page="/mortgage/"] .mortgage-masthead h1{font-size:clamp(42px,4.2vw,64px);line-height:1.06;letter-spacing:-.035em;margin:0 0 20px;max-width:18ch}
.mortgage-masthead #journey-intro{font-size:18px;line-height:1.65;max-width:54ch;margin:0}
.mortgage-scene{margin:0;position:relative}.mortgage-scene img{width:100%;height:285px;object-fit:cover;object-position:75% center;border-radius:5px}.mortgage-scene figcaption{position:absolute;bottom:9px;right:10px;padding:3px 7px;background:#10213bcc;color:white;font-size:12px;border-radius:3px}
.mortgage-journey .mortgage-start>h2{font:26px/1.2 var(--serif);margin:0 0 21px}
.mortgage-paths{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border:1px solid #cfd9e0;border-radius:6px;overflow:hidden;background:#f5f8fa}
.mortgage-path{padding:25px 23px 22px;display:flex;flex-direction:column;text-decoration:none;border-right:1px solid #cfd9e0;transition:background .15s,color .15s}.mortgage-path:last-child{border:0}.mortgage-path:hover{background:#e7f0f5}.mortgage-path:focus-visible{outline-offset:-4px}
.path-number{font-size:12px;color:#586d7d;margin-bottom:19px;font-variant-numeric:tabular-nums}
.mortgage-path h3{font:28px/1.08 var(--serif);letter-spacing:-.025em;min-height:2.2em;margin:0 0 13px;max-width:12ch}.mortgage-path p{font-size:15px;line-height:1.6;margin:0 0 25px;color:#435469;max-width:28ch}.path-action{font-size:14px;font-weight:600;display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:auto}.path-action>span{font-size:22px;font-weight:400}
.mortgage-other{display:flex;justify-content:space-between;gap:20px;padding:15px 0 23px}.mortgage-other a{display:inline-flex;align-items:center;gap:18px;min-height:44px;font-size:15px;text-decoration:underline;text-underline-offset:5px}
.journey-back{display:inline-flex;gap:12px;align-items:center;font-size:14px;min-height:44px;margin:0 0 14px;text-decoration:none}.journey-back:hover{text-decoration:underline}
.has-goal .mortgage-masthead{display:block;padding-bottom:32px}.has-goal .mortgage-masthead h1{max-width:none!important;font-size:clamp(38px,3.7vw,54px)!important}.has-goal #journey-intro{max-width:78ch}
.mortgage-guide{padding:0 0 30px;scroll-margin-top:30px}.mortgage-journey .mortgage-guide>h2{font:25px/1.3 var(--serif);margin:0 0 23px}.mortgage-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.mortgage-option{display:flex;flex-direction:column;min-width:0;background:#f5f8fa;border-top:3px solid #173e5c;padding:25px 24px 22px;border-radius:0 0 5px 5px}.mortgage-option h3{font:29px/1.12 var(--serif);margin:0 0 17px;letter-spacing:-.02em}.mortgage-option>p{font-size:16px;line-height:1.65;margin:0 0 24px}.option-tradeoff{border-top:1px solid #d7e1e8;padding-top:17px;margin-top:auto}.option-tradeoff h4{font:600 14px/1.4 var(--sans);margin:0 0 9px}.option-tradeoff p{font-size:15px;line-height:1.6;color:#435469;margin:0 0 22px}
.option-link{display:inline-flex;align-items:center;justify-content:space-between;gap:12px;min-height:44px;font-size:14px;font-weight:600;line-height:1.5;text-decoration:underline;text-underline-offset:4px}.option-link>span{flex:none;font-size:20px;font-weight:400}.mortgage-option>.option-badge{font-size:12px;line-height:1.5;color:#365b72;margin:0 0 14px}
.mortgage-risk{font-size:14px;color:#435469;line-height:1.65;max-width:105ch;margin:20px 0 0}.mortgage-answer{display:flex;align-items:center;gap:18px;margin:25px 0 0;padding:19px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-decoration:none}.answer-symbol{display:grid;place-items:center;font-size:26px;flex:none;width:45px;height:45px;background:#edf3f6;border-radius:50%}.mortgage-answer strong{display:block;font-size:17px;font-weight:600;line-height:1.45;margin-bottom:4px}.mortgage-answer>span>span{display:block;font-size:15px;color:#475568;line-height:1.55}.mortgage-answer:hover strong{text-decoration:underline;text-underline-offset:4px}.journey-source{font-size:12px;color:#475568;margin:13px 0 0}
.journey-context{display:grid;grid-template-columns:1fr 1.5fr;gap:50px;padding:29px 0 35px;border-bottom:1px solid var(--line);align-items:center}.mortgage-journey .journey-context h2{font:26px/1.2 var(--serif);margin:0 0 14px}.journey-context label{display:block;font-size:14px;margin:0 0 8px}.journey-context label span{color:#56687b}.journey-context .select{max-width:340px;background:#fff;font-size:16px;min-height:48px}.context-explanation>p{font-size:16px;line-height:1.65;margin:0}.context-explanation .option-link{margin-top:10px}
.mortgage-next{display:grid;grid-template-columns:190px 1fr;align-items:center;gap:35px;padding:34px 40px;margin:28px 0 0;background:#edf3f6;border-radius:6px}.mortgage-next figure{margin:0}.mortgage-next img{width:190px;height:215px;object-fit:cover;border-radius:4px}.mortgage-next h2{font-size:35px!important;line-height:1.1;margin:0 0 14px}.mortgage-next #result-question{font-size:16px;max-width:67ch;line-height:1.65;margin:0}.mortgage-next .hero-actions{margin-top:20px}.mortgage-call{display:inline-flex;align-items:center;min-height:44px;font-size:15px}.mortgage-next .eyebrow{font-size:12px}
.mortgage-reference{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:30px 0;border-bottom:1px solid var(--line)}.mortgage-reference strong{font-size:18px;font-weight:500}.mortgage-reference p{font-size:15px;line-height:1.6;max-width:62ch;margin:7px 0 0;color:#475568}.mortgage-reference .text-link{font-size:15px;flex:none}.journey-disclaimer{font-size:12px;line-height:1.6;color:#475568;max-width:105ch;margin:22px 0 0}
@media(max-width:1100px){.mortgage-masthead{gap:35px;grid-template-columns:1.3fr 1fr}.mortgage-scene img{height:255px}.mortgage-path{padding:21px 18px}.mortgage-path h3{font-size:25px}.mortgage-options{gap:15px}.mortgage-option{padding:22px 19px}.mortgage-option h3{font-size:27px}.journey-context{gap:35px}.mortgage-next{padding:30px}}
@media(max-width:800px){.mortgage-paths{grid-template-columns:repeat(2,minmax(0,1fr))}.mortgage-path:nth-child(2){border-right:0}.mortgage-path:nth-child(-n+2){border-bottom:1px solid #cfd9e0}.mortgage-path h3{max-width:none;min-height:0;font-size:27px}.path-number{margin-bottom:14px}.mortgage-options{grid-template-columns:1fr}.mortgage-option h3{font-size:28px}.mortgage-option>p{max-width:65ch}.option-tradeoff{margin-top:0}.mortgage-option .option-link{align-self:flex-start}.mortgage-next{grid-template-columns:145px 1fr;gap:25px}.mortgage-next img{width:145px;height:175px}.mortgage-reference{display:block}.mortgage-reference .text-link{margin-top:20px}}
@media(max-width:600px){.mortgage-journey>.breadcrumb{margin:24px 0}.mortgage-masthead{display:block;padding-bottom:25px}.mortgage-scene{display:none}body[data-page="/mortgage/"] .mortgage-masthead h1{font-size:43px;max-width:15ch;margin-bottom:16px}.mortgage-masthead #journey-intro{font-size:16px;line-height:1.65}.mortgage-masthead .eyebrow{font-size:12px;letter-spacing:.12em}.mortgage-start>h2{font-size:24px;margin-bottom:18px}.mortgage-path{padding:18px 16px}.mortgage-path h3{font-size:25px;line-height:1.1;min-height:2.2em}.mortgage-path p{font-size:14px;line-height:1.55;margin-bottom:20px}.path-action{font-size:13px}.path-number{margin-bottom:14px}.mortgage-other{display:block;padding:12px 0 14px}.mortgage-other a{display:flex;justify-content:space-between;font-size:15px}.mortgage-next{grid-template-columns:82px 1fr;gap:18px;padding:24px 20px;align-items:start}.mortgage-next img{width:82px;height:100px}.mortgage-next h2{font-size:29px!important}.mortgage-next .eyebrow{font-size:12px;letter-spacing:.08em}.mortgage-next #result-question{grid-column:1/-1}.mortgage-next .hero-actions{display:flex;flex-direction:column;align-items:flex-start;gap:9px}.mortgage-next .button{font-size:14px;min-height:48px}.mortgage-next .mortgage-call{font-size:14px}.has-goal .mortgage-masthead h1{font-size:39px!important}.journey-back{margin-bottom:14px}.mortgage-guide>h2{font-size:24px}.mortgage-option{padding:23px 21px}.mortgage-option>p{font-size:16px}.mortgage-risk{font-size:14px}.mortgage-answer{gap:13px}.mortgage-answer strong{font-size:16px}.mortgage-answer>span>span{font-size:14px}.journey-context{grid-template-columns:1fr;gap:20px;padding:20px 0 28px}.journey-context .select{max-width:none}.context-explanation>p{font-size:15px}.mortgage-reference{padding:27px 0}.mortgage-reference p{font-size:14px}.journey-disclaimer{margin-top:20px}.journey-source{line-height:1.6}}
@media(max-width:370px){.mortgage-path{padding:17px 13px}.mortgage-path h3{font-size:23px}.path-action{gap:7px}.mortgage-next{grid-template-columns:1fr}.mortgage-next figure{display:none}.mortgage-masthead #journey-intro{font-size:16px}}
/* Dedicated AI portrait uses the full editorial column without cropping Shawn. */
.lo-working-photo.lo-ai-photo{width:min(100%,580px);justify-self:end}
.lo-ai-photo img{width:100%;height:auto;max-height:none;object-fit:contain}
.lo-ai-photo figcaption{max-width:none;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:2px 16px;font-size:12px;color:var(--muted)}
.lo-ai-photo figcaption a{display:inline-flex;align-items:center;gap:8px;min-height:36px;font-size:13px;font-weight:600;color:var(--ink);text-decoration:underline;text-underline-offset:4px}
@media(max-width:700px){.lo-working-photo.lo-ai-photo{width:100%;justify-self:center}}

/* Full conversations stay optional; topic links reach the relevant moment. */
.lo-podcasts{border-top:1px solid var(--line);scroll-margin-top:95px}
.podcast-heading{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:end;margin-bottom:28px}
.podcast-heading h2{margin-bottom:0}.podcast-heading>p{font-size:16px;line-height:1.65;max-width:48ch;margin:0}
.podcast-episodes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.podcast-episode{display:flex;flex-direction:column;min-width:0;padding:28px;background:#f5f7f7;border:1px solid #dce2e6;border-radius:7px}
.podcast-meta{display:flex;flex-wrap:wrap;justify-content:space-between;gap:5px 15px;font-size:12px;color:#536172;margin:0 0 20px}
.podcast-episode h3{font:32px/1.12 var(--serif);margin:0 0 13px}
.podcast-description{font-size:15px;line-height:1.65;margin:0 0 24px;max-width:49ch}
.podcast-jump-label{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:#536172;margin:auto 0 8px}
.podcast-chapters{list-style:none;padding:0;margin:0 0 24px}
.podcast-chapters li{border-top:1px solid #d8e0e5}.podcast-chapters li:last-child{border-bottom:1px solid #d8e0e5}
.podcast-chapters a{display:flex;align-items:baseline;gap:16px;min-height:48px;padding:12px 0;text-decoration:none;font-size:14px;line-height:1.5}
.podcast-chapters a:hover span:last-child{text-decoration:underline}.podcast-time{flex:0 0 43px;font-size:12px;font-variant-numeric:tabular-nums;color:#40576a}
.podcast-arrow{white-space:nowrap}.podcast-full{font-size:13px;line-height:1.5;gap:9px;align-self:flex-start;min-height:44px}
.podcast-full svg{width:24px;height:24px;flex:none}.podcast-context{max-width:95ch;margin:17px 0 0}
@media(max-width:900px){.podcast-heading{gap:30px}.podcast-episode{padding:23px}.podcast-meta{display:block}.podcast-meta span{display:block;margin-top:5px}.podcast-episode h3{font-size:29px}}
@media(max-width:700px){.podcast-heading{grid-template-columns:1fr;gap:18px;margin-bottom:24px}.podcast-heading>p{font-size:15px}.podcast-episodes{grid-template-columns:1fr;gap:16px}.podcast-episode{padding:23px 21px}.podcast-meta{display:flex}.podcast-meta span{margin:0}.podcast-description{margin-bottom:22px}.podcast-full{font-size:13px}.podcast-chapters a{gap:12px}.podcast-context{font-size:12px}}

/* On a phone, each starting point is one clear, full-width tap target. */
@media(max-width:600px){
  .mortgage-paths{grid-template-columns:1fr}
  .mortgage-path{display:grid;grid-template-columns:1fr 25px;gap:7px 14px;padding:18px 19px;border-right:0!important;border-bottom:1px solid #cfd9e0}
  .mortgage-path:last-child{border-bottom:0}
  .mortgage-path h3{grid-column:1;font-size:24px;line-height:1.12;min-height:0;margin:0;max-width:none}
  .mortgage-path p{grid-column:1;max-width:none;margin:0;font-size:14px;line-height:1.5}
  .mortgage-path .path-action{grid-column:2;grid-row:1/3;align-self:center;margin:0;font-size:0;gap:0}
  .mortgage-path .path-action>span{font-size:24px}
}

/* Keep the new personal portraits at their complete native proportions. */
.about-ai-portrait img{display:block;width:100%;height:auto;max-height:none;object-fit:contain}
.contact-portrait img{flex:none;object-fit:contain}
.contact-portrait .portrait-note{font-size:12px;line-height:1.5;color:var(--muted)}


/* Pair the team celebration with the complete, authentic awards-wall photo. */
.lo-recognition-photos{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;align-self:center;min-width:0}
.lo-recognition-photos figure{margin:0;min-width:0}
.lo-recognition-photos img{display:block;width:100%;height:auto;max-height:none;aspect-ratio:3/4}
.lo-recognition-photos .lo-awards img{object-fit:contain}
.lo-recognition-photos figcaption{font-size:13px;line-height:1.5;margin-top:12px}
@media(max-width:600px){.lo-recognition-photos{grid-template-columns:1fr;gap:26px}.lo-recognition-photos .lo-celebration img{aspect-ratio:4/3;object-position:50% 15%}}

/* Keep goal guidance and the searchable program guide distinct on one page. */
.mortgage-programs-jump{margin-top:20px;font-size:15px;min-height:44px}
.mortgage-programs{margin-top:42px;padding-top:38px;border-top:2px solid var(--ink);scroll-margin-top:100px}
.programs-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:35px;margin-bottom:28px}
.programs-heading h2{margin:0 0 18px;max-width:22ch}
.programs-heading p:not(.eyebrow){font-size:16px;color:var(--muted);line-height:1.65;max-width:68ch}
.programs-heading>.text-link{flex:none;font-size:14px;min-height:44px;margin-top:26px}
.mortgage-programs .family-tools{display:grid;grid-template-columns:1fr 1.15fr 1fr;gap:22px;border-radius:6px;margin-bottom:14px}
.mortgage-programs .family-tools>div{min-width:0}
.mortgage-programs .family-tools input,.mortgage-programs .family-tools select{width:100%;max-width:100%;font-size:16px}
.programs-status{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:48px;margin-bottom:12px}
.programs-status .count{margin:0}
.programs-reset{border:0;background:transparent;color:var(--ink);font-size:14px;text-decoration:underline;text-underline-offset:4px;min-height:44px;cursor:pointer;padding:8px 0}
.mortgage-programs .family{scroll-margin-top:100px}
.mortgage-programs .family-title{font:34px/1.15 var(--serif);margin:0;scroll-margin-top:110px}
.mortgage-programs .family h4{font-size:15px;margin:20px 0 8px}
.mortgage-programs .family>div>h4:first-child{margin-top:0}
#loan-programs-title{scroll-margin-top:110px}
@media(max-width:900px){.mortgage-programs .family-tools{grid-template-columns:1fr 1fr}.mortgage-programs .family-tools>div:last-child{grid-column:1/-1}}
@media(max-width:700px){.mortgage-programs{margin-top:30px;padding-top:28px;scroll-margin-top:90px}.programs-heading{display:block;margin-bottom:22px}.programs-heading>.text-link{margin-top:12px}.mortgage-programs .family-tools{grid-template-columns:1fr;gap:18px;padding:22px 20px}.mortgage-programs .family-tools>div+div{margin-top:0}.mortgage-programs .family-title{font-size:29px}.mortgage-programs .family{gap:26px;padding:30px 0}.programs-status{gap:15px}.programs-reset{max-width:150px;text-align:right}}

/* A defined category panel makes each financing family a separate reading unit. */
.mortgage-programs .family{grid-template-columns:minmax(0,.95fr) minmax(0,1.55fr);gap:0;padding:0;margin-bottom:26px;border:1px solid #cbd7e1;border-radius:9px;background:#fff;box-shadow:0 4px 16px #17344d08;overflow:clip}
.family-overview{padding:30px 32px;background:#eaf1f6;border-right:1px solid #cbd7e1;border-top:4px solid var(--navy);min-width:0}
.family-overview>.eyebrow{display:table;padding:6px 10px;margin-bottom:23px;border-radius:4px;background:var(--navy);color:#fff;font-size:14px;line-height:1.2;letter-spacing:.06em;font-variant-numeric:tabular-nums}
.mortgage-programs .family-title{font-size:32px;line-height:1.15}
.mortgage-programs .family .family-desc{font-size:16px;line-height:1.6;margin-top:18px}
.family-overview .tag-list{gap:7px;margin-top:23px}
.family-overview .tag{background:#fff;border:1px solid #cbd7e1;border-radius:4px;color:#243c50;font-size:13px;line-height:1.45;padding:6px 9px}
.family-comparison{padding:32px 38px;min-width:0}
.mortgage-programs .family h4{font-size:15px;line-height:1.5;color:var(--ink)}
.family-comparison .hero-actions{padding-top:20px;margin-top:24px;border-top:1px solid var(--line)}
.mortgage-programs .family:target{border-color:#5d7e97;box-shadow:0 0 0 1px #5d7e97}
@media(max-width:1000px){.family-overview{padding:26px}.family-comparison{padding:28px}.mortgage-programs .family-title{font-size:29px}}
@media(max-width:740px){.mortgage-programs .family{grid-template-columns:1fr;margin-bottom:24px}.family-overview{padding:24px 22px;border-right:0;border-bottom:1px solid #cbd7e1}.family-overview>.eyebrow{margin-bottom:18px}.mortgage-programs .family-title{font-size:28px}.family-comparison{padding:25px 22px}.family-overview .tag-list{margin-top:18px}.family-comparison .hero-actions{margin-top:22px;padding-top:18px}.family-comparison .text-link{font-size:14px;gap:12px}}

.programs-layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:28px;align-items:start}
.programs-families{min-width:0}
.programs-index{position:sticky;top:100px;max-height:calc(100vh - 120px);overflow-y:auto;scrollbar-width:thin;padding:20px 12px 12px;border:1px solid #d4dfe7;border-radius:8px;background:#f4f7fa}
.programs-index>.eyebrow{padding:0 10px;margin-bottom:14px;letter-spacing:.1em;font-size:12px}
.programs-index ol{list-style:none;margin:0;padding:0}
.programs-index li+li{border-top:1px solid #dce4eb}
.programs-index a{display:flex;gap:10px;align-items:baseline;min-height:48px;padding:12px 10px;border-radius:4px;text-decoration:none;font-size:14px;line-height:1.4;color:#344b60}
.programs-index a:hover{background:#e2ebf2;color:var(--ink)}
.programs-index a[aria-current]{background:var(--navy);color:white;font-weight:600}
.programs-index .index-number{font-size:12px;line-height:1.5;flex:0 0 18px;font-variant-numeric:tabular-nums}
.programs-families .family-overview{padding:28px}
.programs-families .family-comparison{padding:30px}
.programs-families .family-title{font-size:30px}
@media(max-width:1250px){.programs-layout{grid-template-columns:200px minmax(0,1fr);gap:22px}.programs-index{padding-inline:8px}.programs-index a{padding-inline:8px;font-size:13px}.programs-families .family-overview{padding:24px}.programs-families .family-comparison{padding:26px}.programs-families .family-title{font-size:28px}}
@media(max-width:1100px){.programs-layout{display:block}.programs-index{display:none}}
@media(max-width:740px){.programs-families .family-overview{padding:24px 22px}.programs-families .family-comparison{padding:25px 22px}}