/* One continuous Mortgage guide. Controls update the list without scrolling. */
.mortgage-calm { max-width: 1120px; padding-bottom: 44px; }
.mortgage-calm > .breadcrumb { margin: 24px 0; }
.mortgage-calm .mortgage-intro { max-width: none; width: 100%; position: relative; isolation: isolate; overflow: hidden; padding: 42px 48px; background: #0c2c46; border-radius: 10px; color: white; }
.mortgage-calm .mortgage-intro > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 55%; z-index: -2; }
.mortgage-calm .mortgage-intro::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg,#09233cf7 20%,#09233cdd 55%,#09233c42); z-index: -1; }
.mortgage-calm .mortgage-intro .eyebrow { color: #e0ebf3; font-size: 12px; margin-bottom: 18px; }
body[data-page="/mortgage/"] .mortgage-calm h1 { font: 48px/1.08 var(--serif); letter-spacing: -.035em; color: #fff; margin: 0 0 19px; }
.mortgage-calm .mortgage-intro p:not(.eyebrow) { font-size: 17px; line-height: 1.65; max-width: 51ch; color: #e6edf3; margin: 0; }
.mortgage-calm .photo-note { position: absolute; bottom: 10px; right: 16px; font-size: 11px; color: white; }
.mortgage-calm .program-guide { margin-top: 42px; scroll-margin-top: 24px; }
.mortgage-calm .guide-intro .eyebrow { font-size: 12px; margin-bottom: 10px; }
.mortgage-calm .guide-intro h2 { font: 35px/1.2 var(--serif); margin: 0 0 12px; }
.mortgage-calm .guide-intro > p:last-child { color: #4c6172; font-size: 16px; margin-bottom: 24px; }
.mortgage-calm .program-controls { border: 1px solid #cbd9e3; border-radius: 8px 8px 0 0; background: #f1f5f8; padding: 24px; }
.mortgage-calm .goal-filters { display: grid; grid-template-columns: repeat(5,minmax(0,1fr)); gap: 10px; }
.mortgage-calm .goal-filters button { border: 1px solid #b8c9d6; border-radius: 5px; min-height: 50px; padding: 11px 12px; font: 600 15px/1.4 var(--sans); color: #17394f; background: #fff; cursor: pointer; }
.mortgage-calm .goal-filters button:hover { background: #e1ebf3; }
.mortgage-calm .goal-filters button[aria-pressed="true"] { color: #fff; border-color: #0d304b; background: #0d304b; }
.mortgage-calm [hidden] { display: none !important; }
.mortgage-calm .mortgage-followup { margin-top: 24px; padding-top: 24px; border-top: 1px solid #cbd9e3; overflow-anchor: none; }
.mortgage-calm .followup-step { font: 500 14px/1.5 var(--sans); color: #526b7e; margin: 0 0 8px; }
.mortgage-calm .mortgage-followup fieldset { border: 0; padding: 0; margin: 0; min-width: 0; }
.mortgage-calm .mortgage-followup legend { float: none; width: 100%; padding: 0; font: 28px/1.2 var(--serif); color: #142d40; }
.mortgage-calm .followup-help { font: 15px/1.6 var(--sans); color: #4c6172; margin: 10px 0 17px; }
.mortgage-calm .followup-choices { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; }
.mortgage-calm .followup-choice { display: flex; align-items: center; gap: 12px; min-width: 0; min-height: 55px; padding: 13px 15px; background: #fff; border: 1px solid #b8c9d6; border-radius: 5px; cursor: pointer; font: 400 16px/1.45 var(--sans); color: #17394f; }
.mortgage-calm .followup-choice:hover { background: #eaf1f6; border-color: #7997ad; }
.mortgage-calm .followup-choice:has(input:checked) { background: #e0ebf3; border-color: #173e5c; box-shadow: inset 3px 0 #173e5c; }
.mortgage-calm .followup-choice:has(input:focus-visible) { outline: 3px solid #a66a14; outline-offset: 3px; }
.mortgage-calm .followup-choice input { appearance: auto; width: 19px; height: 19px; margin: 0; flex: none; accent-color: #173e5c; cursor: pointer; }
.mortgage-calm .followup-clear { display: block; border: 0; background: transparent; min-height: 44px; margin-top: 5px; padding: 10px 0; font: 14px/1.5 var(--sans); color: #173e5c; text-decoration: underline; text-underline-offset: 4px; cursor: pointer; }
.mortgage-calm .followup-clear:disabled { color: #596e7e; text-decoration: none; cursor: default; }
.mortgage-calm .goal-notes { min-height: 101px; padding: 24px; border: 1px solid #cbd9e3; border-top: 0; border-radius: 0 0 8px 8px; background: #fff; }
.mortgage-calm .goal-notes h3 { font: 600 17px/1.5 var(--sans); margin: 0 0 8px; }
.mortgage-calm .goal-notes p { font-size: 16px; color: #465e70; line-height: 1.6; margin: 0; max-width: 92ch; }
.mortgage-calm #context-note { border-top: 1px solid #d6e1e8; padding-top: 12px; margin-top: 12px; }
.mortgage-calm .program-results { display: flex; align-items: center; justify-content: space-between; gap: 15px; min-height: 64px; }
.mortgage-calm #family-count { font-size: 14px; color: #4c6172; margin: 0; }
.mortgage-calm #programs-reset { border: 0; background: transparent; color: #173e5c; font: 14px/1.4 var(--sans); padding: 12px 0 12px 12px; min-height: 44px; text-decoration: underline; text-underline-offset: 4px; cursor: pointer; flex: none; }
.mortgage-calm .program-list { display: grid; gap: 12px; overflow-anchor: none; }
.mortgage-calm .program-family { padding: 0; margin: 0; border: 1px solid #c7d6e1; border-radius: 7px; background: #f5f8fa; overflow: clip; scroll-margin-top: 24px; }
.mortgage-calm .program-family summary { list-style: none; cursor: pointer; padding: 24px; color: #142d40; }
.mortgage-calm .program-family summary::-webkit-details-marker { display: none; }
.mortgage-calm .program-family summary:hover { background: #eaf1f6; }
.mortgage-calm .program-family summary h3 { display: grid; grid-template-columns: 33px minmax(0,1fr) 26px; gap: 16px; align-items: start; margin: 0; font-weight: 400; }
.mortgage-calm .family-number { font: 500 12px/1.5 var(--sans); color: #526f85; padding-top: 6px; }
.mortgage-calm .family-label > span:first-child { display: block; font: 26px/1.22 var(--serif); }
.mortgage-calm .family-summary { display: block; font: 15px/1.6 var(--sans); color: #4c6274; margin-top: 7px; }
.mortgage-calm .family-toggle { display: grid; place-items: center; width: 26px; height: 26px; border: 1px solid #9fb4c4; border-radius: 50%; margin-top: 2px; color: #1d445f; }
.mortgage-calm .family-toggle::before { content: "+"; font: 22px/1 var(--sans); }
.mortgage-calm .program-family[open] { border-color: #62819a; }
.mortgage-calm .program-family[open] .family-toggle::before { content: "−"; }
.mortgage-calm .program-family[open] summary { background: #eaf1f6; border-bottom: 1px solid #c7d6e1; }
.mortgage-calm .family-body { display: grid; grid-template-columns: minmax(0,.7fr) minmax(0,1.3fr); gap: 32px; padding: 28px 32px 30px 73px; background: #fff; }
.mortgage-calm .family-body h4 { font: 600 15px/1.5 var(--sans); margin: 0 0 10px; }
.mortgage-calm .family-body p, .mortgage-calm .family-body li { font: 16px/1.65 var(--sans); color: #40596d; }
.mortgage-calm .family-body p { margin: 0 0 23px; }
.mortgage-calm .family-programs ul { padding-left: 18px; margin: 0; }
.mortgage-calm .family-programs li + li { margin-top: 8px; }
.mortgage-calm .family-body .text-link { font-size: 15px; margin-top: 0; }
.mortgage-calm .program-empty { padding: 25px; background: #f1f5f8; border-radius: 7px; color: #40596d; }
.mortgage-calm .program-reading { display: flex; flex-wrap: wrap; gap: 16px 30px; align-items: center; border-top: 1px solid #d6e1e8; padding: 24px 0 0; margin-top: 28px; font-size: 14px; }
.mortgage-calm .program-reading a { min-height: 30px; display: inline-flex; align-items: center; }
.mortgage-calm .disclosure { font-size: 12px; line-height: 1.65; color: #536b7d; margin-top: 22px; }
.mortgage-calm .mortgage-conversation { display: grid; grid-template-columns: 130px minmax(0,1fr); gap: 30px; margin-top: 38px; padding: 30px; background: #edf3f7; border-radius: 8px; border-top: 3px solid #193c56; }
.mortgage-calm .mortgage-conversation figure { margin: 0; }
.mortgage-calm .mortgage-conversation img { width: 130px; height: 160px; object-fit: cover; border-radius: 5px; }
.mortgage-calm .mortgage-conversation .eyebrow { font-size: 12px; margin: 0 0 12px; }
.mortgage-calm .mortgage-conversation h2 { font: 32px/1.16 var(--serif); margin: 0 0 15px; }
.mortgage-calm .mortgage-conversation p:not(.eyebrow) { font-size: 16px; color: #465f73; max-width: 70ch; line-height: 1.65; }
.mortgage-calm .mortgage-conversation .hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 15px 24px; margin: 20px 0; }
.mortgage-calm .decline-link { display: inline-block; font-size: 14px; line-height: 1.6; }
.mortgage-calm .journey-disclaimer { font-size: 12px; line-height: 1.65; color: #536b7d; margin-top: 20px; }
@media(max-width:700px) {
  .mortgage-calm .mortgage-followup { margin-top: 20px; padding-top: 20px; }
  .mortgage-calm .mortgage-followup legend { font-size: 25px; }
  .mortgage-calm .followup-choices { grid-template-columns: 1fr; gap: 9px; }
  .mortgage-calm .followup-choice { min-height: 52px; padding: 12px; }
  .mortgage-calm .mortgage-intro { padding: 30px 25px 38px; }
  body[data-page="/mortgage/"] .mortgage-calm h1 { font-size: 39px; }
  .mortgage-calm .mortgage-intro::after { background: #09233cdb; }
  .mortgage-calm .mortgage-intro .eyebrow { font-size: 10px; letter-spacing: .1em; }
  .mortgage-calm .mortgage-intro p:not(.eyebrow) { font-size: 16px; }
  .mortgage-calm .program-guide { margin-top: 32px; }
  .mortgage-calm .guide-intro h2 { font-size: 30px; }
  .mortgage-calm .program-controls { padding: 18px; }
  .mortgage-calm .goal-filters { grid-template-columns: 1fr 1fr; gap: 9px; }
  .mortgage-calm .goal-filters button:first-child { grid-column: 1/-1; }
  .mortgage-calm .goal-filters button { min-height: 47px; font-size: 14px; padding: 10px 8px; }
  .mortgage-calm .goal-notes { min-height: 136px; padding: 20px 18px; }
  .mortgage-calm .goal-notes h3 { font-size: 16px; }
  .mortgage-calm .goal-notes p { font-size: 15px; }
  .mortgage-calm #family-count { font-size: 13px; }
  .mortgage-calm #programs-reset { font-size: 13px; }
  .mortgage-calm .program-family summary { padding: 20px 17px; }
  .mortgage-calm .program-family summary h3 { grid-template-columns: minmax(0,1fr) 23px; gap: 12px; }
  .mortgage-calm .family-number { display: none; }
  .mortgage-calm .family-label > span:first-child { font-size: 24px; }
  .mortgage-calm .family-summary { font-size: 14px; line-height: 1.6; margin-top: 9px; }
  .mortgage-calm .family-toggle { width: 23px; height: 23px; }
  .mortgage-calm .family-body { grid-template-columns: 1fr; gap: 24px; padding: 23px 20px; }
  .mortgage-calm .family-body p, .mortgage-calm .family-body li { font-size: 15px; }
  .mortgage-calm .family-body .text-link { font-size: 14px; }
  .mortgage-calm .program-reading { display: grid; gap: 12px; }
  .mortgage-calm .mortgage-conversation { grid-template-columns: 70px minmax(0,1fr); gap: 17px; padding: 25px 20px; }
  .mortgage-calm .mortgage-conversation img { width: 70px; height: 90px; }
  .mortgage-calm .mortgage-conversation h2 { font-size: 28px; }
  .mortgage-calm .mortgage-conversation > div { display: contents; }
  .mortgage-calm .mortgage-conversation .eyebrow { display: none; }
  .mortgage-calm .mortgage-conversation p, .mortgage-calm .mortgage-conversation .hero-actions, .mortgage-calm .decline-link { grid-column: 1/-1; }
  .mortgage-calm .mortgage-conversation .hero-actions { margin: 0; }
}